ICMS recognizes that flexible products retain members. In addition to the major product offerings such as medical insurance, retirement plans and executive benefits, ICMS consultants work with clients to identify individual needs and to determine if those needs can be met with a voluntary benefits offering.
Effective analysis, selection and support, are key to offering an effective program for participants. ICMS utilizes a number of tools to survey and analyze the needs that may not be met by existing plans. In the next step a suite of products is selected to fill the gaps and devise an implementation plan.
Products are drawn from reputable providers that have efficient enrollment and administration platforms. We make sure that the implementation plan includes the resources necessary to educate your participants, answer their ongoing questions and handle the administrative details.
Fill the gaps in your benefit offerings with insurance products covering:
- Permanent and Term Life Insurance
- Short, Long and Supplemental Disability
- Long Term Care
- Specialized Health Care
- Legal, Auto and Home
The convenience of having quality offerings in these areas will be of high value to your members. This is invaluable to your organization. We will help you pick the best offerings up front and review their performance to ensure that the offerings continue to support the long-term objectives of the program.